Everyone messes up their budget. It’s just a fact. I’ve been budgeting for years and there are still months where I go over in one category or completely forget about something that had to be done during the month. Making mistakes
Trust me when I say that impulse spending is easy. We have lived in a “24/7/365 buy buy buy” world our entire lives. So when you open your wallet without taking into consideration what it’s truly doing to your overall well
Credit card balance transfers can be a great tool to get out of high-interest debt faster BUT they are not always the best option. A balance transfer to a card with a much lower interest rate, ideally 0% APR, means that
Buying a house soon? You should be checking your credit score now. The sooner you know what your credit score is, the easier the home buying process will be. I know it can be scary at first. Especially if you have
Budget meetings are tough. Some people SWEAR by them. I learned that they do NOT work for us. I prepared for MONTHS for our first budget meeting with Joe. I made excel files, printed worksheets, and put everything in a binder.
Can you believe 2022 is almost over? This year flew by. I am starting to think about my 2023 money goals and reflect on 2022. It is important to take some time to ask yourself these money questions at least once
I have been looking forward to our first budget meeting since like our first year of dating. My fiancé definitely does not feel the same way. Your first budget meeting as a couple (dating, engaged, or married) can be overwhelming, stressful,
In May I completed my first “cash only” month. If you have never done a cash only month or you want to read more about how I prepared, check out my post How to Prepare for a Cash Only Month. I am
After following the debt free community for a while, I decided I was going to try a “cash only” month. I use credit cards for pretty much everything. It works for me. I have never had credit card debt and have
Recently I saw someone I know post on Instagram about a house they bought. Totally fine and obviously exciting. Getting a mortgage is pretty normal. I want to be able to pay a nice-sized down payment, but I will need a
I’m the CEO of FinanciALLI Focused LLC and our mission is to help you get unstuck with your finances and reach your big money goals (without deprivation). You can pay off debt, save, and spend at the same time (I’ve done it, you can too).
