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Money 101

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3 Steps to Get Back on Track If You Go Over Budget

Everyone messes up their budget. It’s just a fact. I’ve been budgeting for years and there are still months where I go over in one category or completely forget about something that had to be done during the month. Making mistakes

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5 Ways to Reduce Impulse Spending

Trust me when I say that impulse spending is easy. We have lived in a “24/7/365 buy buy buy” world our entire lives. So when you open your wallet without taking into consideration what it’s truly doing to your overall well

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Should You Do a Balance Transfer?

Credit card balance transfers can be a great tool to get out of high-interest debt faster BUT they are not always the best option. A balance transfer to a card with a much lower interest rate, ideally 0% APR, means that

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Why You Don’t Need A Budget Meeting

Budget meetings are tough. Some people SWEAR by them. I learned that they do NOT work for us. I prepared for MONTHS for our first budget meeting with Joe. I made excel files, printed worksheets, and put everything in a binder.

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Money Questions | Annual Review

13 Money Questions to Ask Yourself Every Year

Can you believe 2022 is almost over? This year flew by. I am starting to think about my 2023 money goals and reflect on 2022. It is important to take some time to ask yourself these money questions at least once

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6 Tips and Tools for Your First Budget Meeting

I have been looking forward to our first budget meeting since like our first year of dating. My fiancé definitely does not feel the same way. Your first budget meeting as a couple (dating, engaged, or married) can be overwhelming, stressful,

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What I Learned During My Cash Only Month

In May I completed my first “cash only” month. If you have never done a cash only month or you want to read more about how I prepared, check out my post How to Prepare for a Cash Only Month. I am

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Cash Only Month | Budgeting | Money Tips

How to Prepare for a Cash Only Month

After following the debt free community for a while, I decided I was going to try a “cash only” month. I use credit cards for pretty much everything. It works for me. I have never had credit card debt and have

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ABOUT THE AUTHOR

Alli Williams

I’m the CEO of FinanciALLI Focused LLC and our mission is to help you get unstuck with your finances and reach your big money goals (without deprivation). You can pay off debt, save, and spend at the same time (I’ve done it, you can too). 

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