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What You Should Do Instead of a No Spend Month

Let’s chat about no-spend months. If you follow my Instagram then you know I am not a fan of these popular “challenges”. You are probably thinking “Alli, why are you acting like no-spend challenges are the enemy?” And the answer is

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Tips for Dealing With Inflation

Rising inflation rates in the US are starting to affect our budgets. To get a better idea of how inflation is impacting you, compare your spending during the first few months of 2021 to the first few months of 2022. You

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What to Do When You Go Over Budget

Going over your budget is going to happen so you want to be prepared. We all do it. Maybe you forgot someone’s birthday. Or maybe you forgot to add that wedding shower to your calendar. Or there is always that pet

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Bad Financial Advice You Shouldn’t Follow

So, everyone is out here telling people they “should do this” and “should do that”, and most people DEFINITELY do not like unsolicited advice, especially financial advice. In my opinion, it is even worse when it is bad advice. As a

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Why You Need to End Credit Card Float Forever

I hate to be the bearer of bad news but credit card float is not something you want to continue doing. I know you might not be paying any credit card interest (yey) but technically you don’t have the money in

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Everything I Learned Buying My First Home

After 3 years of saving, 2389012 Zillow searches, 20+ showings, and 3 offers that fell through…we finally bought our forever home. This was my first time going through the homebuying process. Some parts were really easy and other parts were extremely

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5 Homebuying Myths That Scare First-Time Buyers

Buying a home can be terrifying if you’re a first-time home buyer. There is a ton of information out there, it is very easy to get overwhelmed. Maybe you’re someone who has avoided the process because you think you won’t qualify,

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5 Ways to Budget With an Irregular Income

Budgeting with an irregular income can be stressful. You’re not sure how much money you’re going to be bringing in month-to-month and figuring out your spending and money goals overwhelms you. If this is you, here are 5 ways to budget

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3 Steps to Get Back on Track If You Go Over Budget

Everyone messes up their budget. It’s just a fact. I’ve been budgeting for years and there are still months where I go over in one category or completely forget about something that had to be done during the month. Making mistakes

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5 Ways to Reduce Impulse Spending

Trust me when I say that impulse spending is easy. We have lived in a “24/7/365 buy buy buy” world our entire lives. So when you open your wallet without taking into consideration what it’s truly doing to your overall well

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ABOUT THE AUTHOR

Alli Williams

I’m the CEO of FinanciALLI Focused LLC and our mission is to help you get unstuck with your finances and reach your big money goals (without deprivation). You can pay off debt, save, and spend at the same time (I’ve done it, you can too). 

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