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What You Should Do Instead of a No Spend Month

Let’s chat about no-spend months. If you follow my Instagram then you know I am not a fan of these popular “challenges”. You are probably thinking “Alli, why are you acting like no-spend challenges are the enemy?” And the answer is

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Tips for Dealing With Inflation

Rising inflation rates in the US are starting to affect our budgets. To get a better idea of how inflation is impacting you, compare your spending during the first few months of 2021 to the first few months of 2022. You

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What to Do When You Go Over Budget

Going over your budget is going to happen so you want to be prepared. We all do it. Maybe you forgot someone’s birthday. Or maybe you forgot to add that wedding shower to your calendar. Or there is always that pet

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Bad Financial Advice You Shouldn’t Follow

So, everyone is out here telling people they “should do this” and “should do that”, and most people DEFINITELY do not like unsolicited advice, especially financial advice. In my opinion, it is even worse when it is bad advice. As a

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Money & Marriage: 4 Ways to Get on The Same Page

Money and marriage is always a tough topic. Honestly, you want to talk about it early on in your relationship (even though I know it is scary). If you are already married and panicking…don’t worry. I have worked with dozens of

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5 Ways to Budget With an Irregular Income

Budgeting with an irregular income can be stressful. You’re not sure how much money you’re going to be bringing in month-to-month and figuring out your spending and money goals overwhelms you. If this is you, here are 5 ways to budget

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3 Steps to Get Back on Track If You Go Over Budget

Everyone messes up their budget. It’s just a fact. I’ve been budgeting for years and there are still months where I go over in one category or completely forget about something that had to be done during the month. Making mistakes

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Why You Don’t Need A Budget Meeting

Budget meetings are tough. Some people SWEAR by them. I learned that they do NOT work for us. I prepared for MONTHS for our first budget meeting with Joe. I made excel files, printed worksheets, and put everything in a binder.

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6 Tips and Tools for Your First Budget Meeting

I have been looking forward to our first budget meeting since like our first year of dating. My fiancé definitely does not feel the same way. Your first budget meeting as a couple (dating, engaged, or married) can be overwhelming, stressful,

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What I Learned During My Cash Only Month

In May I completed my first “cash only” month. If you have never done a cash only month or you want to read more about how I prepared, check out my post How to Prepare for a Cash Only Month. I am

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ABOUT THE AUTHOR

Alli Williams

I’m the CEO of FinanciALLI Focused LLC and our mission is to help you get unstuck with your finances and reach your big money goals (without deprivation). You can pay off debt, save, and spend at the same time (I’ve done it, you can too). 

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