Do you just have “money in savings” or have you actually decided what that money is for and set specific savings goals? When people first start working with me, they are excited they have money in savings but tell me they
I started my money coaching business when we were at the beginning of our debt free journey. $154,000 of debt. We had six figures of debt (not including our mortgage) and I still went all in. It was terrifying. It still
Credit card balance transfers can be a great tool to get out of high-interest debt faster BUT they are not always the best option. A balance transfer to a card with a much lower interest rate, ideally 0% APR, means that
Buying a house soon? You should be checking your credit score now. The sooner you know what your credit score is, the easier the home buying process will be. I know it can be scary at first. Especially if you have
This is a question I get A LOT. People hear my story and always ask me how we paid off $36k of debt in one year while paying for our wedding, cash flowing school tuition, and saving for a house. I
We’ve been on our debt free journey for almost 1.5 years and I’ve learned so much during that time. In the beginning, I was so focused on exactly when we would be debt free. I wanted to know the month and
I get so many questions about how to manage your finances as a couple and how to work on paying off debt as a couple. In honor of our six-month anniversary, I wanted to interview Joe so you can hear more
Do you pay your car insurance annually? Do you have an upcoming trip you need to save for? Do you need to pay your car registration in 6 months? If you answered yes, you should have sinking funds. Do you want
Budget meetings are tough. Some people SWEAR by them. I learned that they do NOT work for us. I prepared for MONTHS for our first budget meeting with Joe. I made excel files, printed worksheets, and put everything in a binder.
Did you know you can get coffee, lunch, snacks, dinner, and little gifts all for FREE on your birthday? It is the one day a year that you should be spoiled (or at least get some free food). For my 28th
I’m a mom of 2 crazy boys living on a farm in SC and my mission is to help you get unstuck with your finances and reach your big money goals (without deprivation). You can pay off debt, save, and spend at the same time (I’m here to help!)
